Guide · income

How to Make Money Fast

The fastest way to grow your Cash is to buy income in order of payback time: cost ÷ income added. Oil Rig 1 ($90, +3/s) pays for itself in 30 seconds; an HQ upgrade can take over an hour. Here is every verified income upgrade, ranked.

Checked in-game · Oct 15, 2026Game Version 2 (Build 836)How we verify

Best upgrade order (by payback)

#UpgradeCostAddsPays back inHQ
1Oil Rig 1 build$90+3/s30s1
2Oil Rig 2 build$160+4/s40s1
3Oil Rig 3 build$270+5/s54s1
4Oil Rig 4 build$470+7/s67s1
5Oil Rig 5 build$800+9/s89s2
6Oil Rig 1 Lv 1 → 2$380+4/s2 min2
7Oil Rig 6 build$1,400+11/s2 min2
8Supply Depot build$400+3/s2 min1
9Oil Rig 2 Lv 1 → 2$670+5/s2 min—
10Oil Rig 1 Lv 2 → 3$1,400+9/s3 min3
11Oil Rig 3 Lv 1 → 2$1,100+7/s3 min—
12Oil Rig 4 Lv 1 → 2$2,000+9/s4 min—
13Oil Rig 9 build$7,200+24/s5 min3
14Supply Depot Lv 1 → 2$8,000+15/s9 min1
15Headquarters Lv 1 → 2$2,500+4/s10 min1
16Oil Rig 12 build$37.0K+54/s11 min3
17Munitions Factory build$600K+600/s17 min4
18Headquarters Lv 2 → 3$60.0K+10/s1.7 h2
19Headquarters Lv 3 → 4$1.00M+24/s12 h3

Income values are what each card says the purchase adds (for example “Upgrade: +9/s base income”). HQ upgrades also unlock new buildings, so they are worth more than their payback suggests. Rigs without a recorded income are not ranked yet.

Each card shows the income it adds: Oil Rig 1 level 3 is +9/s for $1,400; HQ 4 is +24/s for $1.00M.

Percent boosts: Power Plant & Oil Refinery

The Power Plant ($1,200, +10% base income; level 2 $30.0K, +12%) and Oil Refinery ($18.0K at HQ 2, +15%) multiply your base income, so they get better the more you already earn. Rule of thumb: a +10% building pays back in cost ÷ (base income × 0.10) seconds. At 40/s base, the Power Plant pays back in about 5 minutes; at 120/s, under 2 minutes.

Hold capture points

Points on the island add an income bonus while you hold them; we have seen it read 8%, 16% and 24% at different times, so it is not a fixed amount per point. Losing a point shows a red “NEUTRALISED: you lost its income” banner. Leave your army on AUTO: since Update 2 it returns to defend points under attack.

Known bug

Points captured by allies do not share passive income yet. The developer said on October 15 that alliance bonuses “will be fixed very soon”.

The Hand Pump

The Hand Pump ($150) pays per pump; it showed $4.50 per pump in our base and grows with base size. It is worth spamming in the first minutes, then forget it unless you own the Auto Pump pass (149 Robux), which works it for you while you are at the front.

Passes and boosts

  • 2x Cash (799): doubles all tycoon income, forever.
  • VIP Commander (499): +25% income, plus a double daily supply crate.
  • Server Boost (149 Robux, one-off): 2x cash for the whole server for 30 minutes.
  • Supply Drops: instant Cash worth 10 minutes (49), 1 hour (199) or 5 hours (799) of your income.
  • Promotion: +50% income permanently after your first rebirth. Free, just slow.

The store says 2x Cash “stacks with promotions, VIP and boosts” but not whether bonuses add or multiply, so we do not publish a combined multiplier.

A simple plan

  1. Oil Rigs 1–4, then the Supply Depot ($400).
  2. Troop Tent and Support Tent so your army holds points (bonus income).
  3. HQ 2 ($2,500), then Rigs 5–6 and the cheap rig upgrades.
  4. Power Plant once base income is above ~40/s, Oil Refinery at HQ 2.
  5. Save for HQ 3 ($60.0K), then Rigs 9–12 (Rig 9: +24/s for $7,200).
  6. At HQ 4, the Munitions Factory adds +600/s for $600K (about 17 minutes payback).

FAQ

What is the fastest way to make money in Army Commander Tycoon?

Buy income upgrades in order of payback time: Oil Rigs 1–4 first (30–67 seconds each), then rig upgrades and Rigs 5–6, then the Power Plant once your base income is high. Keep capture points held for the bonus.

Is 2x Cash worth it?

It doubles all tycoon income permanently and stacks with promotions, VIP and boosts (the game does not say exactly how). If you plan to play for weeks it has the biggest effect of any pass; buy it with Gold from a large pack to save Robux.

Does the Hand Pump matter?

Early, yes: it paid $4.50 per pump in our base and scales with base size. The Auto Pump pass makes it work by itself while you fight.